Recent health insurance news paints a grim picture, but there is something you can do about it

World Health Insurance News Updated Hourly: What to Do If GM Cut Your Health Insurance TheStreet.com - 51 minutes ago Here's an outline of what GM retirees can expect, and what steps to take to get health insurance if this has happened to you. Effective Jan. ... Ohio health-insurance reform panel presents recommendations to ... Bizjournals.com, NC - 19 hours ago A state panel on Wednesday rolled out recommendations for extended health coverage to Ohio's uninsured, a report in the works since last summer. ... Insuring the uninsured will be costly Columbus Dispatch Plan would require all in Ohio to have health care Cincinnati.com State Coverage Initiative team issues report that recommends ... Wilmington News Journal, OH all 24 news articles Health Insurance Plans Kick Off Health Care Reform Campaign by ... MarketWatch - Jul 22, 2008 America's Health Insurance Plans (AHIP) today will launch the Campaign for an American Solution by participating in a roundtable discussion with people who ... AHIP Launches Campaign in Ohio for Nationwide Universal Health ... Kaiser network.org Insurers talk health care Columbus Dispatch Health insurance industry launches own reform drive in Ohio The Plain Dealer - cleveland.com Bizjournals.com - Rocky Mountain News all 43 news articles Health insurance option offered Homer News, AK - 9 hours ago The Foraker Group, along with the Rasmuson Foundation, has unveiled a new health insurance program designed to create a healthier nonprofit sector in Alaska ... Foraker announces new health plan KTNA all 2 news articles Report questions Crist's health insurance initiative Sarasota Herald-Tribune, FL - 8 hours ago Under the program, which is just getting under way, the state is inviting insurance companies to offer a stripped-down health care policy that would cover ...

If you’ve been keeping up with recent health insurance news, you probably know that the number of families and adults living without medical insurance is continuing to rise. While health insurance rates are also going up, the amount of coverage you can expect to get from the average policy seems to get narrower. Even though these recent trends offer a dark forecast, there are still actions you can take today to ensure your health insurance security.

The best way for Americans to obtain affordable, quality health insurance is through an employer’s medical plan. For many jobs, medical and dental insurance are covered in employee benefits. For others, they are available for a reduced rate that may be deducted from a monthly paycheck before taxes are charged on the income. As health insurance has become more difficult to find and afford, many workers are making medical benefits a higher priority in their career path. You may find that a change in employment to a larger company that takes a proactive approach to the financial and medical well-being of its employees could solve your health insurance challenges while moving your career in the right direction. Though it may be drastic for most workers to change companies based on this criterion alone, it is something worth considering carefully if you are currently in a transitional employment stage or may be approaching one soon.

Another wise practice to keep overall medical expenses low is simple in theory – just take better care of your health. Those who eat well, exercise regularly and avoid unhealthy habits such as smoking are less likely to incur large, ongoing medical costs. In some cases, an improvement in your health can even result in a lowering of your monthly premiums. If part of the reason your health care is too expensive is that your medical needs are greater than they should be, a more comprehensive approach to your health could clear up the problem.

Finally, despite what recent health insurance news may report, there are still good deals on medical policies – you may just need to look harder to find them. If your insurance is too costly, start shopping around online for more competitive policy rates. The rate quotes are free and it takes little effort to compare costs. Just be sure that you read the fine print carefully on any policy you may be considering because of a low rate quote. You won’t want to buy a different policy because of the huge savings, only to find out that the coverage is so weak that it costs you far more in the long run.

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